Paytm First Credit Card

Tying up with CitiBank; Paytm, a renowned Indian e-commerce payment system and digital wallet company, has launched Paytm First Credit Card. This Paytm First Card offers one percent “Universal Unlimited Cashback” to the Customers. Let us check the First Paytm Credit Card Eligibility and features here in the following section of this page.

What is pleasing about this newly arrived Paytm First Credit Card is that you can earn 1% Unlimited Cashback each time you go for shopping. Paytm First Card comes with an annual fee of Rs.500 which can be waived if you spend more than Rs.50,000/- per year.

Paytm First Card Highlights:

  • Paytm First Credit Card comes with an annual fee of Rs.500/-
  • The Annual Fee will be waived if the shopping expenditure exceeds Rs.50,000/- in a year.
  • Proving to be a tough competition to Apple Card launched in US in March, 2019.

Paytm First Credit Card

Features of Paytm First Card:

The company is claiming that this new Paytm First Credit Card comes with an amazing offer of offer unlimited one percent cashback that too without restrictions. The Cashback will be auto-credited every month to your Card. Unlike the Paytm debit card that was launched back in September 2017, the new Paytm Credit Card is will be accepted in India and internationally as well.

It is also claimed to bring exclusive offers on dining, shopping, and travel among others through Citi Privileges platform. On the launch, Vijay Shekhar Sharma, Chairman and CEO – One97 Communications, the parent of Paytm said, “Our new offering is designed to bring utmost flexibility to our customers in their digital payment options will help spur large-ticket cashless payments.”

How can I Apply for Paytm First Card?

As informed by the company, it will be offered on the basis of individual digital behaviour and you can easily apply for the Credit Card via your Paytm App. Customers will be able to track exciting offers through Paytm First Card passbook conveniently.

Get Here – Paytm Customer Care

Eligibility for Paytm First Credit Card:

This offer is applicable for Paytm First Card members only. In order to be eligible the offer, you need to spend a minimum of Rs.10000 on the Paytm First Card within the first 4 months from the issuance of the Card.

Once you spend the requisite amount that is Rs.10000 on the Paytm First Card, within 30 days you will receive an email (on the registered email id with One97 Communications Ltd,) from One97 Communications Ltd. with the promo-codes worth Rs.10000 across categories as specified in the grid below.

Citibank is not making the Offer and holds no warranty and shall not be responsible for the delivery, service, suitability, merchantability, availability or quality of the offer and/or products/services made available to the Customers under the Offer.

Paytm First Credit Card Cashback Offers:

Customers can enjoy the following Cashbacks into their Paytm wallet on the Paytm app under various categories as stated below:

CategoryApplicable ForMinimum Transaction Value
Mobile recharges and bill payments12 months from date of receipt of promocodes on email from One97100
D2H Recharge12 months from date of receipt of promocodes on email from One97100
Electricity12 months from date of receipt of promocodes on email from One97500
Food12 months from date of receipt of promocodes on email from One97400
Shopping10 months from date of receipt of promocodes on email from One971000
Flights2 bookings in 2 months until 12 months from date of receipt of promocodes from One97Minimum 2 tickets


CategoryCashback In Paytm Wallet Per Month In Rs.Total Cashback In Paytm Wallet In Rs.
Mobile recharges and bill payments50 per month600
D2H Recharge50 per month600
Electricity100 per month1200
Food100 per month1200
Shopping500 per month5000
Flights700 per booking1400




Must Know – How To Talk To A Customer Care Executive

Paytm 24*7 Customer Helpline Numbers:

Bank, Wallet and Payments0120-4456-456
Movies and Events Tickets0120-4728-728
Paytm Mall Shopping Orders0120-4606060
Paytm Travel Tickets and Forex0120-4880-880


  • Paytm Customer Care is available to help you 24*7. Currently, the helpline is available in English and Hindi.
  • If in need of any further assistance, you can register your issue with the company which will be solved at the earliest.
  • While registering the issue, you will also be prompted to enter relevant details, such as your order ID.
  • On receiving the request, their team will try and solve your issue on priority & contact you for any help required from their end.

Final Words:

This is all about the newly launched Paytm First Credit Card. Concerned individuals can explore more about the same by referring to the Paytm’s Official Website.

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