Best Credit Cards in India

Best Credit Cards in IndiaIt’s the start of a new year and it’s the time again to look at where you stand with your credits and make some choices that will help save you money with Best Credit Cards in India 2017 and earn Cards with Best Reward Points & Offers throughout the year.

Credit cards in India are at their heights and are growing rapidly day by day so there is no shortage of opinions in which credit card to choose which will avail the maximum benefit. We have scrutinized the best credit cards for you and today we are going to review about them. These credit cards have been listed according to the benefits provided by them like reward points and other offers.

The first thing you should keep in mind while purchasing your credit card is you need to be cautious while choosing a credit card for yourself. Take the decision after analyzing all the features, benefits and future outcomes. Focus on important areas like annual fee and interest rate for taking a good decision. We have provided the all features and points you should look onto. Let’s quickly move on to them.

  • Standard Chartered Platinum Rewards Card
  • Standard Chartered Super Value Titanium
  • Citibank Rewards Card
  • Citi Cashback Card
  • American Express Gold Card

Best Credit Cards in India

#1. Standard Chartered Platinum Rewards Card

BenefitsFees
Get 5 reward points on spending Rs. 150 on fine dining and hotel bookings in India and abroadAnnual fees: Rs. 750 (waived for the first year)
Earn 5 reward points on spending Rs. 150 on fuelAPR (Annual Percentage Rate): 37.20% to 41.88% per annum
Get 2 reward points on spending Rs. 150 on all other purchases
Enjoy special offers on holidays, movie tickets, golfing, and more
No first year annual fee if you apply online

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#2. Standard Chartered Super Value Titanium

BenefitsFees
5% Cash Back On All Fuel SpendsAnnual fees: Rs. 2,999
5% Cash Back On All Phone BillsAPR (Annual Percentage Rate): 40.2% per annum
5% Cash Back On All Utility Bills
20% Cash Back On Uber rides

#3. Citibank Rewards Card

BenefitsFees
Enjoy 10 times reward points when you spend on department and apparel storesAnnual fees: Rs. 1,000
Earn Rs. 1,200 cash back when you book your domestic flight through MakeMyTripAPR (Annual Percentage Rate): 39% per annum
Receive 10 reward points when you spend Rs. 125 in select stores
Get 1 reward point on spending Rs. 125 on all other purchases
Earn 1,000 reward points when you spend Rs. 1 lakh in every quarter
The annual fee is waived off, if you spend over Rs. 30,000 in one year
International validity
Redeem your rewards instantly across more than 700 select stores
Value added services like easy payment options and loans

 

#4. Citi Cashback Card

BenefitsFees
Earn Rs. 1,200 cash back when you book your domestic flight through MakeMyTripAnnual fees: Rs. 500
Get 5% cash back when you purchase movie ticketsAPR (Annual Percentage Rate): 37.2% to 42% per annum
Receive 5% cash back on all your payments of telephone bills
Get 5% cash back on your online payments of utility bills paid through Citibank Online Bill Pay
Get 0.5% cash back on all other purchases
The earned cash backs gets auto credited after a minimum of Rs. 500 and subsequently in multiples of Rs. 500

 

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#5. American Express Gold Card

BenefitsFees
Get a Tanishq voucher worth Rs. 2,000 on joiningJoining fees: Rs. 1,000
Get 1,000 bonus reward points on 4 card swipes per month on transactions of Rs. 1,000 and aboveAnnual fees: Rs. 4,500
Receive 1 reward point when you spend Rs. 50 on all purchases, save for fuel, insurance, cash transactions, and utilities
Earn up to 20% off on dining at particular restaurants
Enjoy 3% cash back at leading fuel stations in India
Receive 2.5% fuel surcharge waiver at HPCL fuel stations
Get 2 free supplementary gold credit cards
Zero liability of lost card
Flexible spending without any predefined credit limit
Redeem reward points from wonderful 24 carat and 18 carat gold collection, statement credit, good earth gift cards, and more
Earn 5,000 reward points on renewing your credit card after the first year

 

Sum Other Best Credit Cards

Axis Bank Platinum Credit Card

BenefitsFees
25% cashback on online and box office ticket purchases on all days of the weekRs. 500 Standard Joining Fee
2.5% fuel surcharge waiver on all transactions with an Axis Bank Platinum Credit CardFrom 2nd year: Rs.200 Standard Annual Fee
6 points on every Rs. 200 spent on the credit card domestically
100 points on first online transaction
12 points on every Rs. 200 spent on the credit card internationally

 

Press To See! HDFC Credit Card Customer Care Number

HDFC All Credit Cards

BenefitsFees

Jet Privilege HDFC Bank World

  • Get 1 JP Tier Point on every 2 lac spends. Faster way to move to higher JP Tier.
  • Enjoy Lounge access at airport in India or overseas.
  • Get Renewal Fee waived if you spend Rs. 3 lakh in 12 months prior to renewal.
  • Get extended validity of JP Miles for 5 years
First Year and Renewal Fee on Jet Privilege HDFC Bank World Credit Card is Rs, 2,500/- (Service Tax as applicable)

Platinum Times Card

  • Get movie discounts of Rs. 1,800 or more in a year!
  • Enjoy Lounge access at airport in India
  • Earn big discounts of Rs. 9,600 or more every year on dining!
  • Save Rs. 1,500 in a year on your fuel transactions
First Year and Renewal Fee on Platinum Credit Card is Rs. 1000/- (Service Tax as applicable)

Titanium Times Card

  • Get movie discounts of Rs. 1,800 or more in a year!
  • Earn big discounts of Rs. 4,500 or more every year on dining!
  • Save Rs. 1,500 in a year on your fuel transactions
First Year and Renewal Fee on Titanium Credit Card is Rs. 500/- (Service Tax as applicable) 

Diners Club Black

  • Gain access to select Golf Clubs in India as Green Fee player
  • Redeem 10,000 reward points for Travel vouchers worth Rs.10,000 on www.hdfcbankdinersclub.com
  • Redeem for Airline Tickets, Hotels at our Travel and Entertainment portal www.hdfcbankdinersclub.com
  • First Year Membership Fee – Rs. 10,000/- + Applicable Taxes
  • Renewal Membership Fee – Rs. 5,000/- + Applicable Taxes
  • Welcome Benefit of 10,000 Reward Points and renewal benefit of 5000 Reward Points (applicable only after membership fee is realized) Terms & Conditions Apply

 

SBI Best Credit Cards

SBI Card ELITE

  • Annual savings – Rs. 33,000
  • Welcome gift worth Rs. 5,000
  • 5X rewards on Dining, Grocery, Departmental and cross border spends
  • 2 Reward Points on every Rs. 100 Spent
  • Fuel Surcharge waiver of up to Rs. 250 every month
  • Adjust outstanding on the card with Reward Points. 4 Reward Points = Rs. 1
  • Earn up to 50,000 Bonus Reward Points every year
  • Get 2 movie tickets from Book My Show every month worth Rs. 250 each
  • Complimentary Membership to Priority Pass Program
  • Exclusive Concierge Service for various Lifestyle Offers
  • Exclusive Rewards Catalogue for Reward Point Redemption across various product categories – Travel, Holidays, Superstore Vouchers
  •  Assuming 5 Lakh Annual Spends with 40% Spends on 5X Categories

SBI Platinum Card

  • Annual savings – Rs. 18,500
  • Welcome gift worth Rs. 3,000
  • 5X rewards on Dining, Grocery, Departmental and cross border spends
  • 2 Reward Points on every Rs. 100 Spent
  • Fuel Surcharge waiver of up to Rs. 250 every month
  • Adjust outstanding on the card with Reward Points. 4 Reward Points = Rs. 1
  • Milestone Rewards of up to Rs. 6,000 every year
  • Renewal Gift worth Rs. 3,000 on Achieving Annual Spends of Rs. 2 Lakh
  • Complimentary Membership to Priority Pass Program
  • Assuming 5 Lakh Annual Spends with 40% Spends on 5X Categories
  • Annual savings – Rs. 6,000
  • Amazon.in Gift Card worth Rs.500 on joining
  • 10X rewards on spends with exclusive partners
  • 5X rewards on all other online spends
  • 1 reward point on every Rs.100 spent
  • Approx. 4 reward points = Rs.1
  • Fuel Surcharge waiver of up to Rs. 100 every month
  • e-vouchers worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs.2 Lakhs each
  • Membership fee reversal on annual spends of Rs.1 Lakh
  • Assuming 2 Lakhs of annual spends with 50% online spends.
  • Exclusive partner spends = 25% of total spends.  On payment of annual fee of Rs.499

 

Now you can choose the best credit cards according to your needs and pocket allowed. If you have any queries or want any information about these credit cards then you can easily get their customer care numbers on our website. Your queries will also be answered if you will post them in the listed below comment box.

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